{
  "schema": "vedokrok.public-item.v1",
  "release_id": "MHC-RPUB-20260920-75ad787a",
  "url": "/knowledge/put-subscription-renewals-on-a-review-calendar-before-the-charge-date",
  "id": "MHC-D-RESEARCH-0966",
  "version": "0.1.0",
  "title": "Put subscription renewals on a review calendar before the charge date",
  "summary": "The cheapest cancellation decision happens before the renewal becomes sunk cost.",
  "kind": "protocol",
  "body": "For meaningful recurring subscriptions, record the renewal date, expected price and cancellation path at signup. Create a reminder early enough to decide before the charge. When a renewal notice arrives, compare the current price with what you expected rather than ignoring it.",
  "limits": [
    "Consumer rights and cancellation rules vary by jurisdiction; this is a workflow, not legal advice."
  ],
  "topics": [
    "union-life-admin-resilience"
  ],
  "intents": [],
  "source_ids": [
    "RS-AF2B840F2AF9E9E1"
  ],
  "evidence": [
    {
      "claim": "FTC consumer guidance recommends paying attention to renewal notices and checking that the renewal cost matches expectations.",
      "source_id": "RS-AF2B840F2AF9E9E1",
      "role": "supports",
      "note": "Consumer rights and cancellation rules vary by jurisdiction; this is a workflow, not legal advice.",
      "locator": "See source record"
    }
  ],
  "use_when": [
    "Recurring subscriptions renew automatically and are reviewed only after an unexpected charge."
  ],
  "avoid_when": [
    "Consumer rights and cancellation rules vary by jurisdiction; this is a workflow, not legal advice."
  ],
  "example": "A yearly software plan gets a review reminder two weeks before renewal with the account-management link attached.",
  "check": "Large renewals are deliberate decisions rather than surprises discovered on a statement.",
  "steps": [
    "Large renewals are deliberate decisions rather than surprises discovered on a statement."
  ],
  "sources": [
    {
      "id": "RS-AF2B840F2AF9E9E1",
      "title": "Getting In and Out of Free Trials, Auto-Renewals, and Negative Option Subscriptions",
      "url": "https://consumer.ftc.gov/articles/getting-and-out-free-trials-auto-renewals-and-negative-option-subscriptions"
    }
  ],
  "relations": [],
  "collections": [
    {
      "id": "RC-32ABADCA15A41C15",
      "title": "Make household administration survive the day something stops working",
      "url": "/collections/make-household-administration-survive-the-day-something-stops-working"
    }
  ]
}